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mortgages Buying a Home - Paying your mortgage off ahead of time

Buying a Home - Can I pay off my mortgage ahead of schedule?

 Yes. By sending in extra money each month or making an extra payment at the end of the year, you can accelerate the process of paying off the loan. 

When you send extra money, be sure to indicate that the excess payment is to be applied to the principal. 

Most lenders allow mortgage prepayment, though you may have to pay a prepayment penalty to do so. Ask your lender for details.

>> Learn what type of mortgage home loans are available when buying a home

 

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