Buying a Home - Missouri mortgages, down payment assistance and first time home buyer grants for buying Missouri real estate.

Research the available Missouri mortgages and home loan programs for buying Missouri real estate.

Bookmark this page for your home buying reference and email this page to the next person you know who will be buying Missouri real estate. 

• Government grants for buying a home

• Down payment assistance 

• Bad credit loans for buying a home

• Mortgages and Home Loans

• Mortgage Calculator
  
  
• Search Missouri Real Estate Listings

Government grants for buying a home

Here are some links for government grants for buying a home in Missouri.

Statewide Home Buyer Programs - The Missouri Housing Development Commission offers the Mortgage Revenue Bond Program for eligible first-time homebuyers
http://www.mhdc.com/homebuyer_programs/index.htm

Neighborhood Preservation Act - state tax credit program for residential rehabilitation and construction costs of properties in distressed communities
http://www.ded.state.mo.us

Missouri Affiliates of Habitat for Humanity Habitat for Humanity has affiliates at several locations throughout the state, and brings families and communities in need together with volunteers and resources to build decent, affordable housing
http://www2.habitat.org/local

The U.S. Department of Agriculture, Missouri Rural Development Office offers a variety of homebuyer assistance programs
http://www.rurdev.usda.gov/mo/rhlgp.htm

Local Homebuying Programs many cities and local organizations also offer homeownership assistance programs

Missouri Entitlement Counties and Cities

St. Louis County - offers home improvement and and homebuying assistance programs for low- to moderate-income individuals 
http://www.stlouisco.com/plan/cd/index.asp

City of Columbia - offers both homebuyer assistance and home improvement programs http://www.gocolumbiamo.com

City of Florissant - offers homebuyer assistance and home improvement programs http://www.florissantmo.com/

City of Independence - offers several homebuyer assistance and home improvement programs http://www.ci.independence.mo.us/comdev/comServices.stm

City of Joplin - contact the City of Joplin Planning Division at 624-0820 ext. 510
http://www.joplinmo.org/

City of Kansas City, MO - offers several homebuyer assistance and home improvement programs http://www.kcmo.org/

City of Springfield - offers several homebuyer assistance and home improvement programs http://www.ci.springfield.mo.us

City of St. Charles - offers several homebuying and home improvement programs
http://www.stcharlescity.com

City of St. Joseph - offers homebuyer assistance and home improvement programs http://www.ci.st-joseph.mo.us/commdev.html

City of St. Louis - offers several homebuyer assistance and home improvement programs http://stlouis.missouri.org/housing/houseprog.html

City of St. Peters - offers several homebuying and home improvement programs http://www.stpetersmo.net/

Email this Page | Add to Favorites

back to top

Down payment assistance 

Below are down payment assistance programs that may be used to buy a home in Missouri.

Nehemiah - down payment assistance program for buying a home with no money down.

HART - down payment assistance program allows you to buy a home with no money down.

Neighborhood gold - this is another down payment assistance program that allows you to buy a home with no money down.

Email this Page | Add to Favorites

back to top

Bad credit loans for buying a home or refinancing.

There are many mortgage lenders who specialized in bad credit loans for buying a home in Missouri or refinancing. Use the link below to complete a form from our partner LendingTree and receive offers from lenders who maybe able assist you.

Bad Credit Mortgage Loans - these types of mortgages are for those individuals  with the following types of issues:

• bankruptcy in the last 2 years

• foreclosure in the last 3 years

• low credit scores below 620

(not sure what your credit score is, get a Free Credit Report)

Email this Page | Add to Favorites

back to top

Mortgages and Home Loans

These website can assist your with obtaining mortgages for buying a home in Missouri.

FHA loans - government insured mortgages that allow you to buy a home with only 3% down payment.

VA loans - if you are a veteran, you may buy a home with no money down.

Conventional Loans - any mortgage loan that requires 5% down payment and is less than $417,000 for a single family home.

Jumbo loans - any mortgages where the loan amount is higher than $417,000 for a single family home.

Mortgages - this site has information regarding fannie mae and freddie mac conventional loans.

Email this Page | Add to Favorites

back to top

Mortgage Calculator

Use this mortgage calculator to calculate the monthly mortgage payment based on the required loan amount, current mortgage rates, and loan term of various types of mortgages you research on this page.

Following are instructions to calculate a mortgage for buying a home:

1. Subtract your estimated down payment from the price of the home you wish to buy and enter the value in "Loan Amount" (Remember that if the down payment is less than 20% of the sale price you will have the added expense of Mortgage Insurance which is not figured into this calculation.)
   
2. Estimate Annual Property Tax and Homeowners Insurance and enter these values.
   
3. Each time you change a value hit "Calculate Now" to see what the effect is. 

Email this Page | Add to Favorites

back to top

Missouri Real Estate of Homes for Sale

Now that you understand the home buying process and have been pre-approved for a mortgage loan get started searching  Missouri real estate of homes for sale.

Complete the form below for direct access to the following types of Missouri real estate listings:

• Missouri Real Estate Listings and MLS
• Missouri HUD Homes
• Missouri For Sale By Owner Homes
• Missouri New Homes for Sale
• Missouri Foreclosure Homes for Sale

[ Home ] [ Should You Buy ] [ Get Started ] [ Free Credit Report ] [ Get PreQualified ] [ Home Buyer Grants ] [ Find a Realtor ] [ Search for a Home ] [ Making an Offer ] [ Closing ] [ Tools & Links ] [ Mortgage Calculator ] [ Contact ]

Buying a Home Info.com - The Homebuyers resource for buying a home & down payment assistance programs.

Search Site | Site Map | home buying grants | Privacy | Add Link | Contact

Buying-A-Home-Info.com ©2008. All Rights Reserved.