Buying a Home - Florida Real Estate
Buying a Home - Florida
mortgages, down payment assistance and first time home buyer grants for buying Florida real
estate.
Research
the available Florida mortgages and home loan programs for buying Florida real
estate.
Bookmark this
page for your home buying reference and email this
page
to the next person you know who will be buying Florida real estate.
Here are some links for government grants for buying a home in Florida.
Special Programs for First
Time Home Buyers Available Statewide
Florida Housing Finance Corporation
(888) 447-2977
First time home buyer programs: lower interest rate loans and purchase
assistance
Programs/Organizations
by County
Alachua County
Gainsville
James Hencin, Block Grant Manager
Post Office Box 490-22
Gainesville, FL 32602
(352) 334-5031
FAX: (352) 334-5031
Housing rehabilitation
Down payment/closing cost assistance
New home construction/financing
Housing counseling
Bay County
Panama
City
Anthony Mitchell, Director
Community Development Department
2629 W. 10th Street
Panama City, FL. 32401-1408
(850) 872-7230
FAX: (850) 747-5939
Housing rehabilitation
Down payment/closing cost assistance
Allvision Solutions
121 W. 23rd St.
Panama City, FL. 32405-4504
(850) 784-6301
FAX: (850) 784-2980
Housing counseling
Robert Evans
Community Development and Planning
2912 Transmitter Road, Suite B
Hiland Park, FL. 32404
(850) 872-1601
FAX: (850) 872-1602
Down payment/closing cost assistance
Housing rehabilitation
Baker County
Rebecca Lauramore
SHIP Administrator
55 N. 3rd Street
Mcclenny, FL. 32063
(904) 259-3613
FAX: (904) 259-7610
Emergency repairs
Down payment/closing cost assistance
New home construction for very low income
Bradford County
Angela Macey
Community Development Department
925 N. Temple Avenue
Suite D
Starke, FL. 32091
(904) 966-6382
FAX: (904) 966-6384
Housing rehabilitation
Down payment/closing cost assistance
Minor repair/weatherization
Housing counseling
Brevard County
Brevard County Housing & Community Development
Department
(321) 633-2076
First Time Home Buyer Program (down payment assistance), replacement,
rehab & repair deferred loan programs, weatherization program
City of Cocoa
Community Development Housing
& Neighborhood Services
(321) 639-7564
Down payment assistance
City of Melbourne
For home buyer assistance: Community Housing Initiative:
(321) 253-0053
For other County housing programs: (321) 674-5734
Down payment assistance,
home buyer education
City of Palm Bay
Administered by Community
Housing Initiative
(321) 253-0053
Down payment assistance; home buyer education
Broward County
Broward County Community Development
(954) 765-4910
Provides home buyer assistance, home buyer counseling and home repair
assistance
Housing Finance Authority of Broward County
(954) 765-4910
Provides home buyer assistance, home buyer counseling and home repair
assistance
Minority Business Council, Inc.
(954) 942-1042
Home buyer assistance
New Visions Community Development Corp
(954) 768-0920
Home buyers' club home buyer education
Coral Springs
(954) 344-1114
Home buyer down payment assistance
Hollywood
(954) 921-3383
Housing Partnership Program, no interest 2nd mortgage
Miramar, Pembroke Pines, Plantation
& Tamarac
(954) 431-7866
Minor home repair program, home buyer programs
Pompano Beach
(954) 786-4641
Home buyer programs
Calhoun County
Dowling Parrish
Building Department
20859 Central Ave. E., Room 309
Blountsville, FL. 32424
(850) 674-8046
FAX: (850) 674-5553
Homeowner rehabilitation
Allvista Solutions
425 E. Central Ave. Rm.
Blountsville, FL. 32424
(850) 674-2678
FAX: (850) 432-5078
Housing counseling
Clay County
Tom Price, Coordinator
SHIP Program
P.O. Box 1366
Green Cove Springs, FL. 32043
(904) 278-4700
FAX: (904) 278-4786
Housing rehabilitation
Down payment/closing cost assistance
Housing counseling
Allvision Solutions
1409 Kingsley Drive Bldg 4/ Suite B
Orange Park, FL. 32073-6679
(904) 269-6679
FAX: (904) 269-4111
Housing counseling
Charlotte County
Charlotte
County
(941) 833-6500
Provides down payment assistance, home owner rehab and housing
construction
http://www.charlottecountyfl.com/humanservices/humanservices.htm
Housing
Corp. of Charlotte County
(941) 255-9454
Down payment assistance, homeowner rehab
Collier
County Department of Housing and Urban
(941) 403-2330
SHIP & CDBG Down Payment & Closing Cost Assistance, Impact Fee
Relief Program & Residential Rehabilitation Program for homeowners,
Affordable Housing Density Bonus Program
http://www.colliergov.net/hui/Default.htm
Columbia County
Saunders Tyre
Suwanee River Economic Council, Inc
P.O. Box 70
Live Oak, FL. 32064
(386) 362-4115, ext. 240
FAX: (386) 362-4078
Down payment/closing cost assistance
Emergency repairs
Dixie County
Dick Edwards
Community Programs Consulting, Inc.
322 NW Houston Ave.
Live Oak, FL. 32064
(800) 229-4210
FAX: (389) 364-4828
Housing rehabilitation
Duval County/Jacksonville
City
of Jacksonville
Darrell Griffin, Chief
Housing Services
128 E. Forsyth Street.
Florida Theatre Bld., Suite 500
Jacksonville, FL. 32202
(904) 630-7000
FAX: (904) 630-4626
Housing rehabilitation
Down payment/closing cost assistance
Housing counseling
New home construction financing
Jacksonville Housing Partnership
Carolyn Etlinger, Director
4401 Emerson Street
Jacksonville, FL. 32207
(904) 398-4424
FAX: (904) 398-0828
Housing rehabilitation
Down payment assistance
Duval County Housing Finance Authority
231 E. Forsyth Street, Suite 430
Jacksonville, FL. 32202
(904) 630-2092
FAX: (904) 630-2937
Down payment assistance
Housing mortgage assistance
Neighborhood Assistance Corp. of America
5290-4 Norwood Avenue
(904) 725-8700
Housing counseling
Catholic Charities
134 E. Church Street Suite 2
Jacksonville, Fl. 32202-3130
(904) 354-4846
FAX: (904) 354-4718
Housing counseling services
Allvista Solutions
1639 Atlantic Blvd.
Jacksonville, FL. 32207-3346
(904) 396-4846
FAX: (904) 398-6649
Housing counseling services
Jacksonville Urban League
903 W. Union Street
Jacksonville, FL. 32204-1161
(904) 356-8336
FAX: (904) 356-8369
Housing counseling
Oakland Trace CDC
1025 Jessie Street
Jacksonville, FL. 32206
(904) 354-0776
FAX: (904) 354-0630
Housing counseling
New housing construction/financing (infill)
Escambia County
City
of Pensacola
Pat Hubbard, Director
Community Development Department
P.O. Box 12910
Pensacola, FL 32521
(850) 435-1685
FAX: (850) 595-1280
Down payment/closing cost assistance
Housing rehabilitation
Allvision Solutions
302 North Barcelona St.
Pensacola, FL. 32501
(850) 595-6234
FAX: (850) 595-6264
Housing counseling
Randy Wilkerson, Director
Neighborhood Enterprise Foundation, Inc.
P.O. Box 18178
Pensacola, FL. 32523
(850) 458-0465
FAX: (850) 458-0464
Down payment/closing cost assistance
Housing rehabilitation
Allvision Solutions
Pensacola Naval Air Station
FSC Bldg. 625
Pensacola, FL. 32508
(850) 452-5101
FAX: (850) 432-5078
Housing counseling
Flagler County
Gina Lemon, SHIP Coordinator
Planning and Zoning Department
1200 E. Moody Blvd., #2
Bunnell, FL. 32110
(386) 437-7484
FAX: (386) 437-7484
Replacement Housing
Down payment/closing cost assistance
Housing counseling
Franklin County
Michael Maron, SHIP Coordinator
Franklin County Senior Citizen Center
P.O.Box 814
(850) 697-8879
FAX: (850) 697-9799
Down payment/closing cost assistance
Housing rehabilitation
Gadsden County
Phyllis Moore, Administrator
Community Development Department
P.O.Box 1799
Quincey, FL. 32351
(850) 875-8659
FAX: (850) 875-8899
Housing counseling
Down payment/closing cost assistance
Gilchrist County
Dennis Radice
Clerk of Courts Office
P.O. Box 37
Trenton, FL. 32693
(352) 463-4020
FAX: (352) 463-3166
Down payment/closing cost assistance
New construction/existing housing purchase financing
Housing rehabilitation
Gulf County
Bo Williams, SHIP Administrator
Veterans Affairs
1000 Cecil G. Costin, Sr. Blvd.
Port St. Joe, FL. 32456-1648
(850) 229-6125
FAX: (850) 229-7180
Down payment/closing cost assistance
Housing rehabilitation
Hamilton County
Jackie Toner
SHIP Administrator
207 NE 1st Street
Jasper, FL. 32052
(386) 792-0507
FAX: (386) 792-6446
Housing rehabilitation
Down payment/closing cost assistance
Replacement housing
Holmes County
Juanita Scott
West Florida Regional Planning Council
P.O. Box 486
Pensacola, FL. 32593-0486
(800) 226-8914, ext. 210
FAX: (850) 595-8967
Down payment/closing cost assistance
Housing rehabilitation
Indian River County
Indian
River County Community Development Department
(772) 567-8000,
ext. 1454
SHIP Program for housing assistance w/home buyer educational workshops
http://www.ircgov.com/Departments/com_dev/planning/plan_div.htm
Jackson County
Janet O-Pry, Director
Jackson County Grants Department
4487 Lafayette Street
Marianna, FL. 32446
(850) 482-9083
FAX: (850) 482-9846
Housing counseling
Down payment/closing cost assistance
Housing rehabilitation/repairs
Allvista Solutions
2878 Green St. Suite 209
Marianna, FL. 32446
(850) 526-1221
FAX: (850) 432-5078
Housing counseling
Jefferson County
Cynelle Jackson, Director
Grant Programs
P.O.Box 536
Monticello, FL. 32345
(850) 342-0182
FAX: (850) 342-0177
Housing counseling
Down payment/closing cost assistance
Housing rehabilitation/repairs
Lake County
Lake County Housing and Community Development
(352) 343-1864
Home purchase and repair assistance
Homes
in Partnership
(352) 383-7300 or
(800) 772-8403
Self-help housing program: new construction with sweat equity,
reduced-interest mortgages
http://www.hippage.com
Orange
County Housing Finance Authority
(407) 894-0014
Homeownership Programs (reduced interest rate mortgages) available in
Orange, Osceola, Seminole, Lake Counties
http://ochfa.com
Lafayette County
Saunders Tyre
Suwanee River Economic Council, Inc.
P.O. Box 70
Live Oak, FL. 32064
(386) 362-4115, ext. 240
FAX: (386) 362-4078
Down payment/closing cost assistance
Emergency repairs
Housing rehabilitation
Lee County
Lee County Institutional Structure - Housing - Frameworką
Lee Co. Department of Human Services
(941) 652-7930
CDBG, HOME, (ESG), fair housing
HOPE 3 (revolving fund) housing
HOPWA HIV/AIDS housing
SHP / S+C homeless housing
SHIP housing
WAP, LEHRP Weatherization, home repair
http://www.lee-county.com
LCHDC, DIAD, CHR Housing Dev. Corps
(941) 656-2721
(941) 334-2220
(941) 472-1189
CDBG, HOME, SHIP housing
LEEDCO, Bonita Springs Area, Cape Coral, Partnership in
Housing- (CHDO)
(941) 337-2300
(941) 495-7100
(941) 574-0401
CDBG, HOME SHIP housing
Lee County Office of Equal Opportunity
(941) 335-2179
Fair Housing
http://www.lee-county.com
Lee County Dept. of Community Dev.
(941) 479-8585
SHIP (Florida Housing Finance Corp)
Density Bonus Program, affordable housing
http://www.lee-county.com
Fort Myers, Cape Coral city departments
Email: H_gadams@earthlink.com
(941) 332-6884
(941) 574-0401
CDBG, HOME housing
SHIP (Florida Housing Finance Corp)
http://www.capecoral.net
Fort Myers Housing Authority
Email: fmna1960@cyberstreet.com
(941) 332-6622
Public Housing
http://www.ftmyershousing.com
Habitat for Humanity
Email: administration@habitat4humanity.org
(941) 652-0434
Low-income housing
http://www.habitat4humanity.org
Leon County
Shelly Murphy, Director
Housing and Human Services
918 Railroad Avenue
Tallahassee, FL. 32310
(850) 488-7790
FAX: (850) 922-4749
Housing counseling
Down payment/closing cost assistance
Housing rehabilitation
Emergency housing repairs
Housing reconstruction/replacement
City
of Tallahassee
Martha Bentley, Director
Housing Assistance Programs
Neighborhood and Community Services
300 South Adams Street
Tallahassee, FL. 32301
(850) 891-6540
Housing counseling
Down payment /closing cost assistance
Housing rehabilitation/repairs
Tallahassee Lenders Consortium
1114 East Tennessee Street
Tallahassee, FL. 32308
(850) 222-6609
FAX: (850) 222-6687
Housing counseling
Tallahassee Urban League
Dr. Ernest Ferrell, President
923 Old Bainbridge Road
Tallahassee, FL. 32303
(850) 222-6111
FAX: (850) 561-8390
Housing counseling
Allvision Solutions
1648 Metropolitan Circle Suite 2
Tallahassee, FL. 32308
(850) 878-0975
FAX: (850) 878-2716
Housing conseling
Housing Rehabilitation and Development, Inc.
Bill Geoff, CEO
1010 N. Macomb St. #116
Tallahassee, FL. 32303
(850) 513-9100
FAX: (850) 878-0894
Housing rehabilitation
Emergency repairs
New housing construction/financing
Housing Rehabilitation and Development, Inc.
Bill Geoff, CEO
1010 N. Macomb St. #116
Tallahassee, FL. 32303
(850) 513-9100
FAX: (850) 878-0894
Housing rehabilitation
Emergency repairs
New housing construction/financing
Levy County
Carol McQueen
Clerk of Courts Office
P.O.Box 610
Bronson, FL. 32621
(352) 486-5268
FAX: (352) 486-5166
Down payment/closing cost assistance
Housing rehabilitation
Minor emergency repairs
Liberty County
Ricky Revell, Director
Grants Department
P.O.Box 399
Bristol, FL. 32321
(850) 643-2692
Housing rehabilitation/repairs
Madison County
Saunders Tyre
Suwanee River Economic Council
P.O.Box 70
Live Oak, FL. 32064
(386) 364-5799, ext. 244
FAX: (386) 362-4115
Housing counseling
Down payment/closing cost assistance
Home rehabilitation
Emergency repairs
Marion County
OCALA
Bud Scharf
Community Programs Manager
P.O.Box 1270
Ocala, FL. 34478-1270
(352) 629-8322
FAX: (352) 629-8242
Housing rehabilitation
Allvision Solutions
1539 NE 22nd Ave.
Ocala, FL. 34478
(352) 867-1867
FAX: (352) 867-8490
Housing counseling
Ocala Housing Authority
233 SW 3rd Street
Ocala, FL. 34478
(352) 369-2636
FAX: (352) 369-2642
Housing counseling
Cheryl Amey
CDBG Department
1025-A S.W. 1st Avenue
Ocala, FL. 34474
(352) 620-3962
Housing rehabilitation
Ocala Housing Authority
233 SW 3rd Street
Ocala, FL. 34478
(352) 369-2636
FAX: (352) 369-2642
Housing counseling
Miami-Dade County
Miami-Dade
Housing Agency
(305) 250-5238
Documentary Surtax ProgramSecond Mortgage
http://www.co.miami-dade.fl.us/housing/
Miami-Dade
Housing Agency
(305) 250-5238
Bank Partnership Program
http://www.co.miami-dade.fl.us/housing/home_buying_faq.HTM
Housing
Finance Authority of Miami-Dade County
(305) 372-7990
"Welcome to Home Ownership" Loan
http://www.co.miami-dade.fl.us/hfa/hb_home
buyers.htm
Miami-Dade
Affordable Housing Foundation
(305) 373-9750
Home buyers Club
http://www.co.miami-dade.fl.us/hfa/Foundation/home
buyers_club.htm
Housing Finance Authority/Affordable Housing Foundation
(305) 373-9750
Home Savers Program (foreclosure prevention due to economic downturn)
Metro-Miami Action Plan
(305) 372-7600,
ext. 231 or 236
Home Ownership Assistance Program
City
of Hialeah
(305) 883-8039
First Time Home buyers Program
http://www.ci.hialeah.fl.us/grants/programs/
City
of Miami Beach
(305) 673-7260
Home Buyer Assistance Program, Owner Occupied Rehabilitation Program
http://www.ci.miami-beach.fl.us/
Miami
Beach Community Development Corporation
Juan Rojas,
(305) 538-0090
Home Buyer Assistance Program, Housing Counseling and Home
buyer Education
http://miamibeachcdc.org/assistance.html
Monroe County
Monroe County Housing Authority
Rick Casey,
(305) 292-1221, ext. 256
Home buyer Assistance Program
Bahama Conch Community Land Trust
(305) 295-7337
Home buyer Assistance Program
Nassau County
Sheri Kelsey, SHIP Administrator
Northeast Florida Regional Planning Council
9143 Phillips Highway, Suite 350
Jacksonville, FL. 32256
(904) 279-0880
FAX: (904) 363-6356
Housing rehabilitation
Down payment/closing cost assistance
Okaloosa County
Ft.
Walton Beach
Mary Cox, CDBG Planner
Community Development Department
P.O.Box 4009
Fort Walton Beach, FL. 32549
(850) 833-9651
FAX: (850) 833-9640
Down payment/closing cost assistance
Housing rehabilitation
Allvista Solutions
244 Racetrack Rd. NE
Fort Walton Beach, FL. 32547-1866
(850) 314-9888
FAX: (850) 314-9891
Housing counseling
Okeechobee County
Okeechobee County
Board of County Commissioners
(863) 763-3084
SHIP Program (down payment/closing costs assistance; home buyer education)
Orange County
Orange
County Housing & Community Development
(407) 836-5150
Down payment assistance;
education/counseling; rehabilitation
http://orangecountyfl.net/Dept/growth/housing/Programs/affordab.htm
Homes
in Partnership
(407) 886-2451
Self-help housing program: new construction with sweat equity,
reduced-interest mortgages
http://www.hippage.com
City
of Orlando
Housing & Community Development
(407) 246-2708
Down payment assistance
http://www.cityoforlando.net/planning/housingandcommunitydev/default.htm
Orange
County Housing Finance Authority
(407) 894-0014
Homeownership Programs (reduced interest rate mortgages) available in
Orange, Osceola, Seminole, Lake Counties
http://ochfa.com
Osceola County
Osceola
County Board of County Commissioners
(407) 343-3103
Housing Assistance Program (down payment/closing costs assistance);
housing rehab.
http://www.osceola.org/index.cfm/sDepartment/Housing%20Office
Palm Beach County
City of Boca Raton
(561) 393-7755
Contact: Mary Haggerty
Forgivable second mortgage up to $25,000 for down payment and closing
costs, housing rehabilitation program offers $25,000 to low-income
homeowners for repairs, occupancy required
http://www.ci.boca-raton.fl.us/services/directory/h.cfm
Boynton Beach
(561) 375-6066
Affordable housing opportunities for very low-, low- and moderate income
families
Delray Beach
(561) 243-7280
Affordable housing opportunities for very low-, low- and moderate income
families
West Palm Beach
(561) 835-7060
Affordable housing opportunities for very low-, low- and moderate income
families
Palm Beach County
(561) 233-3601
Variety of SHIP & CDBG programs
Centro Campesino Farm Worker Center, Inc.
(561) 996-3988
First-time home buyer program, home buyer education
Community Financing Consortium, Inc.
(561) 833-8503
Below market rate financing for low to moderate income households or
individuals
Delray Beach CDC
(561) 266-9840
Home buyer & credit counseling, second mortgage subsidy,
pre-qualifications, acquisition/rehab of existing properties
Fair Housing Center of the Greater Palm Beaches, Inc.
(561) 533-8717
Fair housing & private enforcement, legal support, education &
outreach
Hispanic Human Resources Council/Su Casa CDC
(561) 641-7400
First-time home buyer assistance, home buyer education ($25.00 fee),
pre-school child care
Lake Worth CDC
(561) 582-5536
Credit counseling, first-time home buyer education, business education
Northwest Riviera Beach CRC
(561) 845-1147
First-time home buyer opportunities, new & rehab housing, educational
opportunities
Urban League of PBC, Inc.
(561) 833-1461
Housing counseling, home buyer education
Putnam County
Jeff Alexander, SHIP Coordinator
Northeast Florida Regional Planning Council
9143 Phillips Highway, Suite 350
Jacksonville, FL. 32256
(904) 279-0880
FAX: (904) 363-6356
Housing rehabilitation
Down payment/closing cost assistance
Santa Rosa County
Juanita
Scott
West Florida Regional Planning Council
P.O.Box 486
Pensacola, FL. 32593-0486
(800) 226-8914, ext. 210
Down payment/closing cost assistance
Housing rehabilitation
Seminole County
Seminole County Community Development
(470) 665-7384
SHIP Program: down payment/closing costs assistance, home repair
Homes in Partnership
(407) 886-2451 or
(800) 772-8403
Self-help housing program: new construction with sweat equity,
reduced-interest mortgages
http://www.hippage.com
Orange County Housing Finance Authority
(407) 894-0014
Homeownership Programs (reduced interest rate mortgages) available in
Orange, Osceola, Seminole, Lake Counties
http://ochfa.com
St. John's County
Dana Hunt, SHIP Coordinator
Housing and Community Services
1955 U.S. 1 South, Suite 600
(904) 823-2626
FAX: (904) 823-2481
Housing rehabilitation
Down payment/closing cost assistance
Water/sewer tap-in fees
Habitat programs
Allvision Solutions
2535 US 1 South
St. Augustine, FL. 32086
(904) 396-4846
Housing counseling
St. Lucie County
St.
Lucie County Department of Community Services
(772) 465-1290
SHIP Program: down payment/closing costs assistance; Homeownership
Workshops; home repairs
http://co.st-lucie.fl.us/community/ship.htm
City of Ft. Pierce
Community Development Division
(772) 460-2200
SHIP Program
City of Port St. Lucie
Human Services
(772) 871-5220
SHIP Program
Suwanee County
Saunders
Tyre,
Suwanee River Economic Council, Inc.
P.O.Box 70
Live Oak, FL. 32064
(386) 362-4115, ext. 240
FAX: (386) 362-4078
Down payment/closing cost assistance
Emergency repairs
Taylor County
Melody
Cox, Director
Grants Department
201 East Green Street
Perry, FL. 32347
(850) 838-3500
FAX: (850) 838-3501
Down payment/closing cost assistance
Housing rehabilitation
Union County
Frances
Terry, SHIP Administrator
Suwanee River Economic Council
P.O.Box 70
Live Oak, FL. 32064
(386) 362-4115
FAX: (386) 362-4078
Housing counseling
Down payment/closing cost assistance
Housing rehabilitation
Emergency repairs
Volusia County
Volusia County Housing
(386) 736-5955
SHIP Program: down payment/closing costs assistance; home buyer education
http://volusia.org/community_assistance/housing.htm
City of Daytona Beach
(386) 671-5805
Down Payment Assistance
Wakulla County
Vicky
Smith, Director
Grants/SHIP Programs
P.O.Box 849
Crawfordville, FL. 32326
(850) 926-7977
FAX: (850) 926-7311
Housing counseling
Down payment/closing cost assistance
Housing rehabilitation/repairs
Walton County
Ken
Little, Director
Citizen Services
P.O.Box 486
Pensacola, FL. 32593-0486
(850) 892-8530
FAX: (850) 595-8967
Down payment/closing cost assistance
Major/minor housing rehabilitation
Replacement housing
Emergency repairs
Allvista Solutions
11-B East Nelson
DeFuniak Springs, FL. 32433
(850) 892-5234
FAX: (850) 432-5078
Housing counseling
Email this Page
| Add to Favorites
back
to top
Below are down payment assistance programs that may be used to buy a
home in Florida.
HART
- down payment assistance program allows you to buy a home with no money
down.
Nehemiah
- down payment assistance program for buying a home with no money down.
Neighborhood
gold - this is another down payment assistance program that allows you
to buy a home with no money down.
Email this Page
| Add to Favorites
back
to top
There are many mortgage lenders who specialized in bad credit loans for buying a
home in Florida or refinancing. Use the link below to complete a form from
our partner LendingTree and receive offers
from lenders who maybe able assist you.
Bad Credit Mortgage Loans - these types of
mortgages are for those individuals with
the following types of issues:
-
bankruptcy
in the last 2 years
-
foreclosure
in the last 3 years
-
low
credit scores below 620
(not
sure what your credit score is, get a Free
Credit Report)
Email this Page
| Add to Favorites
back
to top
These website can assist your with obtaining mortgages for buying a
home in Florida.
FHA
loans - government insured mortgages that allow you to buy a home with
only 3% down payment.
VA
mortgage loans - if you are a veteran, you may buy a home with no money down.
Conventional
Loans - any mortgage loan that requires
5% down payment and is less than $417,000 for a single family home.
Jumbo loans
- any mortgages where the loan amount is
higher than $417,000 for a single family home.
Mortgage
calculators
- this site has information regarding fannie mae and freddie mac
conventional loans and loan calculators.
Email this Page
| Add to Favorites
back
to top
Use this mortgage calculator to calculate the monthly mortgage payment
based on the required loan amount, current mortgage rates, and loan term
of various types of mortgages you research on this page.
Following are instructions to calculate a mortgage for buying a home:
- Subtract your estimated down payment
from the price of the home you wish to buy and enter the value
in "Loan Amount" (Remember that if the down
payment is less than 20% of the sale price
you will have the added expense of Mortgage
Insurance which is not figured into this
calculation.)
- Estimate Annual Property Tax and
Homeowners Insurance and
enter these values.
- Each time you change a value hit
"Calculate Now" to see what the effect is.
View other 26 other
mortgage calculator
Email this Page
| Add to Favorites
back
to top
Florida Real Estate of Homes for Sale
Now that you understand the home buying process and have been pre-approved
for a mortgage loan get started searching Florida real estate of
homes for sale.
Complete the form below for direct access to the following types of
Florida real estate listings:
|
