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Buying a Home - getting a credit report
Buying
a Home - How can I obtain information about my credit report history?
There
are three major credit reporting companies: Equifax, Experian, and Trans
Union. Obtaining your credit report is as easy as calling and requesting
one or you may request a free credit
report online that you may review immediately.
Once you receive
your credit report, it's important to verify its accuracy.
Double check the "high credit limit," ‘total loan," and
'past due" columns. It's a good idea to get copies from all three
companies to assure there are no mistakes since any of the three could be
providing a credit report to your lender.
Fees, ranging from $5-$20, are usually
charged to issue credit reports but some states permit citizens to acquire
a free one. Contact the reporting companies at the numbers listed for more
information or get a three bureau
credit report online here. If you do find errors which are affecting
your credit scores, you can try the
services of a law firm specialized in Credit Repair
CREDIT
REPORTING COMPANIES
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Company Name
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Phone Number
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Experian
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1-888-524-3666
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Equifax
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1-800-685-1111
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Trans Union
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1-800-916-8800
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>>
How does my credit
report affect my mortgage qualifying for buying a home?
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